Squadjar

Ajo with your squad. Nobody holds the jar.

Everyone pays in each round, one person collects, and the jar pays out on time by itself.

An example squad card: 8 classmates, ₦5,000 a week. Every box is stamped when someone pays.

How it works

There is no treasurer to chase, no account to empty, and no deposit to join. The money sits in the jar until it's your turn.

Save together, nobody holds the money
Everyone pays the same contribution each round into the squad's jar. No member can touch it.
1. 1ToluPAID OUT
2. 2Chidi
3. 3Bola
Everyone gets a turn
Each round one member is the collector and gets the whole jar. Turns are set when the squad starts, best payment record first.
No deposit to join
When it's your turn, you get your payout. If you're new, part of it waits in the jar until you've paid your share, then it comes back to you.
Pay on time, earn trust
On-time payments raise your trust score, which unlocks earlier turns and less of your payout held. Quick demo squads don't count.